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Small Business Loans in Manitoba

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Business Loans – Manitoba

For cities and towns across Manitoba, from Winnipeg to Flin Flon, community economic development depends on the health of its small and medium-sized businesses.

At Lendified, we believe that the businesses that support Canadian communities should have access to the financing tools that will fuel their growth and development, not line the pockets of the big banks.

Our goal is to help companies of all types and sizes overcome day-to-day issues, such as overcoming cash flow challenges or getting access to funding quickly. That’s why we designed our online approval process to be simple and straightforward.

Business owners can apply for their loan online, get pre-qualified in under 10 minutes, and receive their funding in as little as 48 hours!

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Getting a Business Loan

Many people who operate businesses in Winnipeg and across the province of Manitoba turn to organizations like multinational banks for financial assistance, often because they feel that there are no better options.

By going this route, many Winnipeg companies risk experiencing delays, frustration and even rejection, even with a healthy balance sheet. All too often, big banks drag out the approval process or offer payment terms that prioritize their bottom line, not yours.

At Lendified, we believe in supporting the individuals and organizations that Manitoba communities depend on for taxes and investment. Small Canadian businesses deserve better, which is why our company provides accessible loans and financing options to those who need it most.

No matter if your company is located in Winnipeg or in a remote part of Manitoba, the eligibility criteria for our business loans is the same.

What Credit Score is Needed to Get a Business Loan?

In order to apply for business loans in Manitoba, you and your company will have to meet the following criteria:

  • Incorporated business (recognized by the government of Canada) 
  • 6+ months in operation 
  • $100,000+ in business income annual revenue 
  • 610+ personal credit score 

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What are Typical Terms for a Business Loan?

Through Lendified’s services, Winnipeg-based businesses get matched with the right lender for their situation to secure loans ranging from $5,000 to $150,000. Our lendering partners consider all relevant information to come up with a payment plan that makes sense for all parties. With terms normally ranging between 3 and 24 months, you can pay back your business loan without compromising your financial integrity. 

What Can I Use My Business Loan For?

While the use of loans will vary slightly from industry to industry, small business financing in Canada can help businesses with any number of pressing needs, including with:

  • Refinancing debts
  • Purchasing new equipment
  • Replenishing inventory
  • Providing cash flow
  • Paying bills or suppliers
  • Relocating
  • Expanding

What is the Easiest Business Loan to Get?

One of the easiest ways to make sure your company has enough money in the bank is to apply for financing through Lendified’s online portal. Our financing programs are easily accessed through our website, and the application process only takes a few minutes to complete. 

After providing some basic information about you and your business, you could be instantly pre-qualified for business financing and have your money delivered in as little as 48 hours after your loan approval. 

Industries We Serve Across Manitoba 

Lendified understands that small business financing needs to be delivered in a timely manner, because it is often needed to meet growing demand or navigate a rough patch. That’s why we offer short-term business loans that are fast, simple and affordable.

Lendified provides capital to a wide range of businesses in Manitoba and throughout Canada via small business financing, which drives growth and community economic development. 

Lendified has provided financial help to all kinds of Winnipeg companies, and many more from all across Manitoba, from industries such as:

  • Retail 
  • E-Commerce  
  • Automotive 
  • Healthcare  
  • Hospitality
  • Construction

If your industry isn’t shown above, don’t worry! Lendified can still help! We provide funding to a diverse range of companies throughout the province. See all the other industries we serve here

Restricted Industries

While our goal at Lendified is to assist as many small businesses as we can, there are several industries that we do not serve, and thus cannot qualify for a loan. 

Financial Services

Credit Protection, Restoration, Repair Financial Transaction Processing Insurance Related Services investment Advice & Securities Dealers Lenders


Discount Travel Clubs/Subscriptions Pawn Shops/Consignment Precious Metal Sales


Taxis & Independent Logistics Companies Trucking Companies (with less than 5 vehicles)


Contractors (with less than 10 employees) Trades (with less than 10 employees)

Vehicle and Equipment Sales

Auto, RV, & Boat Dealers Manufactured/Mobile Home Dealers


Adult Entertainment/Materials Government & Non-Profits Guns & Ammunition Sales or Manufacturing Lotteries/Raffles/Gaming/Gambling Agriculture and Fishing Non-Profits

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Customer stories

What we offer

Up to $150,000

in fast and affordable funding

Pre-Qualification Online

provided instantly for free

Terms up to 24 months

with simple bi-weekly payments

Why business owners choose Lendified

Fast and easy

Apply in minutes using our secure online application and get pre-qualified instantly

Better rates

Avoid overpaying and save up to 40% compared to a merchant advance & other online lenders

Credit benefits

Get a real business loan that helps you build credit and qualify for even better rates on capital

Made in Canada

Work with a trusted Canadian company founded by former bank executives dedicated to helping small businesses