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About Us

What is Lendified?

Lendified is a leading Canadian financial technology company that provides fast, easy, and affordable loans to small businesses. Our company was founded, and is managed, by former bank executives who wanted to better serve the small business community.

Does Lendified work with partners?

We work with select strategic and referral partners who share our passion for serving small businesses. If you are interested in partnering with Lendified please contact Eoghan Bergin, our Head of Partnerships, at

How can I contact Lendified?

You can email us or call 1-866-723-2347.


How do I apply?

Complete our simple online application. The process takes less than 10 minutes and you'll instantly receive a quote if you pre-qualify.

Is my business eligible to apply?

Our minimum requirements are $100,000 in annual revenue, 1 year in business, and a personal credit score of 610.


What are Lendified loans?

Lendified loans are short-term business loans delivered 100% online. These fast and easy loans have become a popular alternative to paperwork-intensive bank loans and expensive merchant advance financing.

What are the loan amounts and terms?

Our loans range from $5,000 to $150,000 and have terms between 3 and 24 months. If you are seeking a higher loan amount please call our customer success team at 1-866-723-2347 to discuss your options.

What can I use the loan for?

You can use your funding for anything you need to grow your business. Common reasons include purchasing new inventory or equipment, remodeling, relocating, investing in additional marketing, hiring staff, refinancing debt, and simply helping with cash flow.

How fast can I get my funds?

You can apply in minutes and receive funding in as fast as 48 hours.

What will my interest rate be?

You will receive a loan offer with an interest rate based on the unique risk profile of your business. You may see a lower rate on traditional bank loans; however, we offer a much simpler and faster financing process and are cheaper than other alternative lenders.

Are there any fees?

We pride ourselves on being transparent in how we conduct business so there are no “hidden” fees or costs. We do charge a one-time origination fee of 3% to cover the costs associated with assessing, delivering and servicing your loan.

Who funds the loan?

Lendified proudly provides its own capital to support the growth of small businesses. We are not a brokerage and do not sell our loans.

Are Lendified loans secured?

Lendified loans do not require you to provide collateral. However, all loans have a general security interest on the business which is registered under the PPSA (“Personal Property and Security Act”) and backed by a personal guarantee. This will not affect any current security assignments you may have in place.

If I currently have a Lendified loan, can I get more funding?

Yes, many customers get additional funding from us to fuel the growth of their business. You may qualify for more funding once a third of your current loan is paid down.